fix banking db calls, add permission check for settings command

package.json

@@ -15,6 +15,7 @@
   "license": "ISC",
   "dependencies": {
     "colors": "^1.4.0",
+    "discord-bitfield-calculator": "^1.0.0",
     "discord.js": "^13.8.1",
     "mongodb": "^4.7.0",
     "mongoose": "^6.4.2",